Privacy Policy

1. Overview

startinvesting.ai ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our website at startinvesting.ai (the "Site"). By using the Site, you agree to the practices described in this policy.

2. Information We Collect

We collect only the information you voluntarily provide:

• Email address — when you subscribe to our newsletter or complete the investment simulator.
• Simulator inputs — age, starting amount, contribution amount, investment frequency, risk preference, and time horizon. This data is used solely to generate your personalized simulation results and follow-up emails.
• Check-in responses — whether you have made an investment in a given week, collected via our weekly accountability emails.

We do not collect payment information, social security numbers, government IDs, or any sensitive financial account data.

3. How We Use Your Information

• To send your personalized investment simulation results via email.
• To deliver our free daily market recap and pre-market newsletter (if subscribed).
• To send weekly investing accountability check-ins (if you completed the simulator).
• To improve the quality and relevance of our content.

We do not sell, rent, trade, or otherwise share your personal information with third parties for their marketing purposes.

4. Third-Party Services

We use the following trusted third-party services to operate the Site:

• Supabase — secure database storage for subscriber and simulation data.
• Resend — transactional email delivery.
• Vercel — website hosting and infrastructure.
• Anthropic — AI content generation for market news articles and email summaries.
• Finnhub — real-time market data for news and email content.

Each of these providers operates under their own privacy policies and data security practices.

5. Data Retention

We retain your email address and simulation data for as long as you are an active subscriber. You may request deletion of your data at any time by emailing us at contact@startinvesting.ai. We will remove your data within 30 days of your request.

6. Cookies

We use minimal browser storage (localStorage) to remember your simulator progress and email capture state within a session. We do not use third-party tracking cookies or advertising pixels.

7. Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

8. Security

We implement reasonable technical and organizational measures to protect your data. However, no method of internet transmission is 100% secure. We cannot guarantee absolute security of data transmitted to or stored on our systems.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the revised policy.

10. Contact

For any privacy-related questions or data removal requests, contact us at:
contact@startinvesting.ai